Privacy Policy

Last Updated: 9/12/2026

At SPENDS, we believe in intentional effort and data privacy. We do not sell your personal data or connect to your bank accounts without explicit, secure intent.

1. Data Collection & Device Permissions

We collect only the data necessary to provide and improve our services. To enable our core features, our app requests the following device permissions:

• Microphone: Used exclusively for the "Voice to Expense" feature. Audio is only recorded when you actively press the record button.
• Camera & Photo Library: Used exclusively for the "Image to Expense" receipt scanning feature.

2. Use and Sharing of Data

Your expenses, goals, and notes are used solely to give you insights into your spending habits. Your data stays within the app context, with the exception of our secure AI processing partners:

• Audio Data: When you use voice transcription, lightweight audio chunks are streamed securely to our transcription provider (Deepgram) to convert your speech to text in real-time. Audio is not used to train their models.
• Image Data: When you scan a receipt, the image is securely processed by our AI provider (Google Gemini) to extract merchant and pricing data.
• Authentication: We use Google OAuth to securely log you into your account and sync your data to our secure cloud servers.

We do not sell, rent, or share your personal data, audio, or images with advertisers or unauthorized third parties.

3. Data Retention & Deletion

Your data is tied to your account so it can sync across your devices. You have the right to request the complete deletion of your account and all associated personal data at any time. To request data deletion, please email us at the address below.

4. Contact Us

If you have any questions about this Privacy Policy or wish to request data deletion, please contact us at hello@spends.com.