Terms of Use

Last Updated: 9/12/2026

Welcome to SPENDS! By accessing or using our application, you agree to be bound by these Terms of Use.

1. Acceptance of Terms

By downloading, installing, or using the SPENDS app, you agree to comply with these terms. If you do not agree, please do not use the app.

2. User Conduct

You agree to use SPENDS for its intended purpose of tracking expenses and managing your finances. You are responsible for the accuracy of the data you enter.

3. Third-Party Services

Our app utilizes third-party AI services (including Google Gemini and Deepgram) to provide features like receipt scanning and voice transcription. By using these features, you acknowledge that your audio and image data may be processed by these partners in accordance with our Privacy Policy.

4. Beta Release

SPENDS is currently in a Beta phase. Features and functionalities may change without prior notice, and the app is provided "as is" without warranties of any kind.

5. Changes to Terms

We reserve the right to update these terms at any time. Continued use of the app implies acceptance of the new terms.